How much health insurance cost for foreigners in Italy
Many foreign nationals are interested in knowing the costs of a health insurance policy that will allow them to live peacefully during their stay in Italy. Therefore, we have decided to list in the following article all useful information for a conscious and well-considered choice.
Index
Private Insurance and The National Health Service
When Private Insurance is Compulsory
Health Insurance Cost
The health insurance cost is one of the most frequently asked questions by foreign nationals. It constitutes a barrier to the possibility of taking out cover or not. The health insurance cost depends on several factors, primarily that of the guarantees contained in it. They may contain coverage for “major risks” as well as guarantees for simple accidents or illnesses. They may also include examinations, check-ups, or even the purchase of medicines.
The cost of health insurance for foreign nationals, according to some research carried out on the Internet, can vary from 150 euros per year and can even reach a thousand euros per year for the most comprehensive policies.
Private Insurance and the National Health Service
First of all, it should be pointed out that private insurance and the National Health Service are the main means of implementing the medical care guaranteed to citizens. There are differences between the two covers. The former mainly covers urgent medical expenses and usually lasts for a whole year. The SSN, on the other hand, entitles the family doctor but the duration is limited to the calendar year.
Taking out private insurance may be included in the benefits of a category of workers or be an individual choice of the foreign national.
When Private Insurance is Compulsory
Private insurance is compulsory in several cases:
– Non-EU citizens applying for an entry visa to Italy for 90 days, for tourism, religious reasons, sports competitions, or as accompanying persons for medical treatment.
– Non-EU citizens requesting a Permit to Stay for reasons of study, family reunification, religious reasons, or accompanying persons for medical treatment.
– EU citizens applying for civil registration in Italy.
Private Insurance Guarantees
So-called supplementary healthcare offers guarantees relating to protection against serious events (death, permanent disability) and against illness and accidents. It is, therefore, the prerogative and main objective of insurance companies to provide benefits concerning the SSN and the possibility of compensation for any financial losses of the insured.
For information on dedicated coverage, do not hesitate to contact us and request a quote on the cost of health insurance for foreign nationals!
